Launched in 2012, RuPay is the most popular card payment service in India, widely accepted by ATMs and used for online payments. From low transaction costs to high-quality security and ease of use, here is everything you need to know about RuPay casinos online.
Top Online Casinos That Accept RuPay in 2022
MGA and UKGC licensed
Live casino bonus
Has a mobile app
High payment limits
What Is a RuPay Debit Card?
RuPay is a product of the National Payments Corporation of India (NPCI), an organisation that powers retail payments in India. The main aim behind its creation was to integrate Indian payment methods under one roof while replacing international cards like Visa and Mastercard. As a result, over 1,000 banks issue RuPay cards, including State Bank of India, Punjab National Bank, Canara Bank, Bank of India, and ICICI Bank.
The RuPay debit card is so popular among Indians of all ages in rural and urban areas that the NPCI launched different types, including RuPay Classic, Platinum, and Select, designed to cater to the more affluent customers. And while there is no official data on the number of cards that Indians have used for online casino gaming, the NPCI is recorded as having issued over 600 million cards by 2020.
How to Get a RuPay Card?
All the banks connected to NPCI issue RuPay cards – simply locate the one bank closest to you and submit the relevant form. You can make the request physically or online – it depends on what is most convenient for you.
Note that you need to have all your Know Your Client (KYC) documents in order when applying for the RuPay card from the bank. These include your ID card for identity verification, two passport-size photographs for face verification, and utility bills as proof of address. After submitting these together with the form, the bank will mail the card within seven days, and you’re set to go!
Does RuPay Accept INR?
Of course! In fact, this service was meant for the official Indian currency, with the ‘Ru’ in RuPay standing for Rupee. That means you can see your transaction limits and fees in INR, eliminating the inconvenience of manually converting your money to other currencies. It also means you don’t have to pay conversion fees, making RuPay transactions more cost-efficient than other methods.
How to Deposit at RuPay Casinos India
Being available all over India, it’s only natural for players to want to learn how to use RuPay to deposit to online casinos. Simply follow these few simple steps below:
- Create an account with a casino that accepts RuPay. Feel free to select from the list of top RuPay casinos on our recommended list above.
- Go to the banking section and choose RuPay from the list of available payment methods.
- Enter the card credentials, including the 16-digit card number, its expiry date, and the CVV code.
- Input the amount you want to transfer from your card to your casino account.
- You’ll receive a one-time password which you should enter in the designated field to approve your transaction.
- Deposits are instant, and you’ll receive a message via SMS or email confirming a successful transaction.
How to Withdraw From RuPay Casinos India
So, you have deposited at a RuPay Casino, played your favourite games, and now it’s time to withdraw your winnings. Cashing out is as easy as following the steps below:
- Log in to your RuPay casino account.
- Go to the cashier section and select RuPay as your preferred withdrawal method.
- Enter the amount you wish to withdraw and the requested card details, then click to confirm the transaction.
- Submit the required KYC information, including an ID document and proof of address, to authenticate your account and identity.
- Your RuPay casino payout will appear in your card balance within 3-5 working days.
Things To Consider When Making RuPay Casino Payments
Like any other payment method, several factors, like fees and time limits, are involved during RuPay transactions. The good thing is that this service is customised for Indians, so these factors won’t present any major inconveniences when making transactions.
Since there are several RuPay card types, the fees may vary depending on your package. But for most casino payments, the flat cost is between ₹30 and ₹60 per transaction, which is actually cheaper than other card methods. To be safe, you can contact your bank’s customer service for the exact amount.
Like the fees, transaction limits allowed for RuPay transactions may vary based on your card. For instance, the Classic debit card’s maximum usage is ₹50,000 per day, while the Platinum card allows up to ₹100,000 in daily transactions. The casino might also set payment limits, most of which range from a minimum of ₹1,000 to ₹80,000 maximum.
Usually, it takes up to 3 days for a casino to authenticate your account and process a withdrawal. Once this is done, you’ll see the money reflect in your account within 3 to 5 days. Keep in mind this period might be shorter or longer depending on your casino’s policies, public holidays, or even the day of the week.
RuPay vs Visa and Mastercard
Sometimes it can be confusing to differentiate between RuPay cards and international payment systems like Visa and Mastercard. Here are some of the main differences between the two casino banking options:
|RuPay Card||Visa and Mastercard|
|Domestic payment option in India||International payment options available in over 200 countries worldwide|
|Low transaction fees entailing a flat cost of between ₹30-₹60 per transaction||Higher transaction charges that depend on the amount to transfer|
|Banks don’t have to pay a fee to be part of the RuPay network||Banks have to pay an entry fee to enter the network|
|Only accepts payments in rupees||Allows numerous currency options including USD, EUR, GBP, and INR|
|Faster processing time as it only processes local transactions||Slightly longer processing times|
|Offers more security as it uses a domestic payment gateway||Data is shared across an international payment gateway which makes it a bit less secure|
Can I Use RuPay on Mobile?
As long as your chosen casino is compatible, you can use RuPay to deposit from your mobile device anywhere. That’s because casinos use HTML5 technology to perfectly optimise their services, including payments for mobile devices with Android, iOS, and Windows. The only thing you need to ensure is that you have the latest OS versions and a good internet connection. Just like making payments from your desktop, using RuPay for mobile gaming is easy—select it from the casino’s list of banking options, enter your card details, and confirm the transaction.
Is RuPay Secure?
Absolutely! Only the official banks in India handle all transactions, ensuring top-notch security with your data and money. They do this using state-of-the-art SSL encryption technologies to provide end-to-end protection between your account and the online casino. You can confirm that a bank is genuine by seeing if it’s registered by NPCI.
Before finalising any transactions, RuPay will send you a One-Time Password (OTP), which consists of 6 numbers. It will then prompt you to input the number while making casino deposits to authenticate your identity. Additionally, you can set a Personal Identification Number (PIN) to use every time you want to make payments. Needless to say, you should never share your PIN with anyone for security reasons.
Pros and Cons of RuPay
Like any other Indian Rupee casino payment methods, there are some ups and downs to using a RuPay debit card. Though the advantages outweigh the disadvantages, here’s what you can expect:
Online RuPay Indian Casinos Final Say
Making online casino payments using RuPay is very popular in India, and for good reason too. Not only is it comparatively cheaper than other cards, but it is also readily available from anywhere within the country and is easy to use. To sign up to one of the best RuPay casinos available, check out PureWin or CasinoDays.
RuPay Casinos FAQs
- Which banks issue RuPay cards?
All public, private, and regional banks in India offer RuPay. That includes major institutions like the Central Bank of India, Bank of India, Punjab National Bank, Union Bank of India, and State Bank of India.
- When will I get my RuPay Card?
Usually, a bank will deliver your RuPay card within seven business days of submitting your request. If you don’t receive it within this period, contact the customer care of the bank in question.
- Is it safe to deposit at RuPay casinos?
Yes, it is. RuPay uses bank-level security protocols, which means that advanced SSL encryptions protect all your online transactions and data. It also uses OTPs and PINs to verify the card user before finalising a transaction.
- What do I do if I don’t receive an OTP while making transactions?
Sometimes the OTP might be delayed due to low signal strength. If this happens even after waiting for some time, click ‘Resend OTP’. If this also fails, report the problem to your card issuer immediately.
- How long do RuPay transactions take?
Making casino deposits using RuPay is instant. On the other hand, you’ll have to wait between 3-5 business days after the casino approves your transaction for your withdrawal to appear in your account.
- What is the transaction fee for making casino payments?
Depending on your card variant, NPCI only charges a flat fee of between ₹30 and ₹60 per transaction.
- How can I find a safe RuPay casino?
The fastest way to find a secure RuPay casino is to browse through our above list. All the sites we’ve listed offer fantastic bonuses, numerous games, and have implemented top safety protocols, making them some of the most reputable and trustworthy platforms around.